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Like many visitors and retirees to Panama, I had read about how good the health care is in Panama and how affordable health insurance is. Yet, when I went to get some quotes for health insurance I was quoted fairly high prices, not that far off US prices in many cases, with lesser cover.
I recently came across a health plan that seems to be the best I have seen so far. Unfortunately it is all in Spanish, but I understand enough to get the basics. It is a PPO with just Panama coverage, and as an example the cost for a 50 year old man is less than $60 per month. The limits and co pays I think are pretty good. Anyway, if there is enough interest I may have the information translated into English for other expats to look at. Please contact us if you want more information and we can put you in touch with an English speaking rep.
Please note that there is no benefit to us by recommending this health insurance policy or company over any other, just based on our personal experiences which we are trying to pass on to other expats.
Panama is soon transforming into a focal point of worldwide
health tourism. Thanks to its team of qualified doctors
and advanced medical conveniences, it has now emerged as the
best resort to patients worldwide. Paying a visit to Panama
will not cost you much as the airfares
are reasonable. Cosmetic
surgery or spa
Treatments or cure of a chronic renal failure is all taken
care of in Panama.
In the recent past, health insurance in Panama is flying
great heights. Before learning the details about health insurance
in Panama, let’s share one or two words about health
insurance in general. Health insurance acts as a defensive
shield for you and your family from escalating monetary hardships
at the time of ailments. Before thinking of Panama health
tourism, you should know about the four basic health insurance
types.
The first category is individual medical coverage. Here,
people who are not either covered by their employer or their
families get coverage under this type. Next comes, medical
supplement insurance, which is intended for elderly people
looking for additional coverage for medical expenses that
normal policies don’t cover. Hospital income insurance
is the third type. This complements your main health insurance
scheme, taking care of unforeseen expenditures. The last one
is disability insurance, coming in several forms. Now we will
know about health insurance in Panama in particular. The next
eye surgery in Panama or an angioplasty treatment of any of
your near and dear ones is about to be pocket-friendly once
you secure suitable coverage.
There are more than a few local insurance companies that
offer health insurance in Panama at modest rates. You need
only spend as little as 35 USD per month on an average. The
plans are highly suitable. While on Panama health tourism,
it is not difficult to find schemes that covers anywhere from
80% to 100% of your medical bill. If you are below 60, health
insurance in Panama will have 1M USD coverage. If you are
on the other side of 60, you may get coverage of up to 500,000
USD. Health insurance in Panama has co-pay plans as well.
You can get coverage from anywhere between 300,000 to 500,000
USD in such plans.
You can rely on health insurance in Panama on all fronts.
Whether it is the treatment of fatal diseases like neurological
illnesses, chronic renal surgery, cancer, angioplasty and
organ transplants or the very few malpractices. Getting covered
at 74 is quit feasible even though the age limit for buying
health insurance in Panama is 60 years.
For recommended health insurance
plans or brokers, or for any other information about Panama,
please contact us.
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